What's so different about working with me for your home financing, compared to all those WWW and 800# lenders? Eventually we'll meet again in line at the grocery store or the library, and I'll be able to look you in the eye, knowing you got the best possible mortgage plan for your financial goals. My loans close on time and as promised, and that track record means my clients become friends, and introduce me to their friends who can use my help.
Since I work alone, you may encounter my voice mail when calling for help. Each client gets my undivided attention, so I never interrupt a call. And each day, I return all messages before wrapping for the day (and that can mean after 5pm!).
And as of January 2011 there's MORE ...
Did you know that there is a big difference between a licensed mortgage loan originator and a registered loan officer at a bank?
Licensed Mortgage Loan Originator (Tammy Engel, Mortgage Advisor)
· Attended 20 hours in mortgage and finance training courses
· Passed National Licensing Test with a 93% score
· Passed State Licensing Test with a 92% score
· Passed Criminal Background check
· Was fingerprinted and approved by the Dept of Justice
· Submitted to an annual personal credit report check
· Is listed on a national website for consumers to check status
Registered Mortgage Loan Originator (bank employee)
· Have a routine bank background check
· Are listed on a national website for consumers to check status
Please check out my credentials by entering my license number 235051 at www.nmlsconsumeraccess.org .
If you have talked with other lenders please ask for their license number and check them out as well.
And if they are not listed? Well…That's something you need to know.
email me!