Can I Afford to Buy a House?

“You can’t fall out of the basement.”  Wise words spoken, and they might well apply today.  Low mortgage rates, low home prices.  If you’re still wondering if you can afford to buy a home, here are some examples to consider.Veterans using their VA home loan...

Rates Are Down! (Or Are They Up?!)

Everybody in America is caught up in the housing market, whether they like it or not.  Newscasters routinely read scripts trying to update consumers on where interest rates or housing prices are at the moment.  Problem is, they’re reporting stale information about a...

Keep Your Credit to Yourself

When you’ve gone to the trouble of establishing good credit, it’s only natural that you want to help others do the same. It might feel like a moral obligation, but there is a right way and a wrong way to do it.What makes a clean credit profile? Bills paid on time. Not...